Morningstar 2011/2012 - (Page 19)

+ 1 866 374 – 8800 global.morningstar.com 19 Client-Ready Morningstar Reports Release date 09-30-2011 Page 1 of 3 1st Un Natl Bk Jacksonvi Mtnbe 6.18% Benchmark Treasury Maturity: 2036 BarCap US Treasury 20+ Yr Yld USD Performance 09-30-2011 Quarterly Returns 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr Total % Sector Price (09-30-11) Current Yield — — 5.41 14.00 12.00 10.00 8.00 6.00 4.00 2.00 Yield to Maturity 2009 2010 2011 Trailing Returns 4.45 -2.53 16.82 -1.31 17.45 4.47 4.10 3.20 0.54 12.91 — 3.24 4.44 — — 1 Yr 3 Yr 5 Yr 10 Yr Incept 1st Un Natl Bk Jacksonvi Mtnbe 6.18% Benchmark Treasury Total Return +/- Bmark Tr 9.94 24.51 5.82 20.42 6.45 2.12 5.48 — 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 09-11 0.79 12.64 History Performance Disclosure The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than return data quoted herein. Release date 09-30-2011 | Note: Portions of the analysis are based on pre-inception returns. Please read disclosure for more information. Portfolio Snapshot John Smith Analysis 09-30-2011 Issue Details 6.04 5.73 0.31 6.06 — 5.70 4.92 0.78 5.77 — 5.57 5.16 0.41 5.67 — 5.44 4.88 0.56 5.57 — 5.45 4.60 0.85 5.58 — 5.75 4.87 0.88 5.83 — 6.06 4.48 1.58 6.09 — 6.78 2.84 3.94 6.68 — 6.03 4.62 1.41 6.06 — 5.54 4.32 1.22 5.69 — 5.15 Yield to Maturity 2.88 Treasury Yield 2.27Portfolio Value Yield Spread 5.41$15,695 Yield — Yield To Call Page 1 of 10 Benchmark S&P 500 TR (USD) Bond Issues Asset Allocation Risk Exposure Fund Owners Holding Style High 2.0 mil 3.0 mil Amount Outstanding Par Value Issue Size Shading represents overall holding amount 150.0 mil Issue General Information Morningstar Equity Style Box % Portfolio Bmark Issuer% FIRST UNION NATIONAL BANK Net Net % Morningstar Fixed Income Style Box % Coupon Coupon Type Coupon Frequency Day Count Basis First Payment Date Accrual Start Date Payment Currency 1,000 Cash 150.0 mil US Stocks 6.180% Non-US Stocks Fixed Bonds Semi-Annually Other/Not Clsfd 30/360 08-15-1996 02-22-1996 USD World Regions Ltd Mod Ext Maturity Date0.00 3.00 Country 54.26 99.82 Currency 4.42 0.18 Callable 37.90 0.00 Putable 0.42 0.00 Convertible Tax Status Rule 144a Debt Ranking 02-15-2036 1,095 United States USD 1 1 1 No Yes 1 89 0 No Value Core Growth Taxable 0-10 10-25 Not subject to Rule 144A 25-50 >50 — Large Total Stock Holdings 2 2 3 0 0 0 Ltd 0 100 0 Mod 0 0 0 Ext Total Bond Holdings 443 High Med Mid Small Low Fund Owners Trading Style High 0 0 nsi ve Mid Low Mid Low 0-10 10-25 25-50 >50 Stock Analysis 09-30-2011 Stock Sectors Owner Buying Trend U.S. Corporate Bonds Benchmark Owner Selling Trend Maturity YTM Portfolio Mo Last Sen siti ve Corporate Bond Performance 09-30-2011 Investment Activity Graph U.S. Corporate Bonds YTM Greater Asia Americas Greater Europe Current Last Year Last Yr Spread YTM: Portfolio Benchmark $28k Initial Mkt Val: $11,500 Final Mkt Val: $15,695 Defe Ltd Mod Ext 2 yr 5 yr 10 yr 20 yr 3.71 5.03 6.78 7.13 Cyclical 3.31 5.70 6.10 6.24 5.04 4.72 6.32 7.79 2.50 3.28 4.20 4.25 12 10 8 6 4 2 2 09-01 3 09-02 5 09-03 20 10 09-04 23 18 13 8 3 <25 25-50 50-75 6m Portfolio % 1.33 >75% 9 1y Bmark % 0.18 0 09-05 09-06 09-07 09-08 09-09 09-10 % of Stocks Portfolio % Company h Cyclical 93.47 Bmark % 27.66 % of Stocks Greater Europe Trailing Returns* 3 Mo 1 Yr 3 Yr 5 Yr 10 Yr r t y u j Japan 0.30 Defensive 1.45 27.13 Australasia 0.02 s Consumer Def 0.57 11.88 Asia-Developed 3.94 d Healthcare 0.63 11.64 Asia-Emerging 1.81 f Utilities 0.25 ©2011 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the confidential3.61 and proprietary information of Morningstar, (2) may include, or be derived from, account information provided by your financial advisor which cannot be verified by Morningstar, (3) may not be copiedNot Classiﬁed not constitute 0.00 or redistributed, (4) do investment advice offered by Morningstar, (5) are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and (6) are not warranted to be correct, Not be responsible for 0.00 0.00 complete or accurate. Except as otherwise required by law, Morningstar shall not Classiﬁed any trading decisions, damages or other losses resulting from, or related to, this k information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied by a prospectus, or equivalent, and disclosure statement. i o p a Basic Mat 0.74 Debt & Coverage Ratios Consumer Cyc 1.84 Debt/Assets Financial Svs 90.20 Debt/Equity Real Estate 0.69 Current Assets/Liability Sensitive 5.08 EBITDA/Interest Comm Srvs 0.57 Debt/EBITDA Energy 1.06 Cashflow Ops/Total Debt Industrials 2.52 Technology 0.93 3.33 9.39 13.12 1.82 45.21 4.25 12.19 11.89 16.88 United Kingdom Firm Europe-Developed — Europe-Emerging — Africa/Middle East — Americas — North America — Latin America — Greater Asia 0.61 0.00 Morningstar Risk ProfileBenchmark Return 0.71 0.18 Morningstar Rating 0.00 Business Risk 0.00 0.01 0.00 Cash-Flow Cushion +/- Benchmark Return Best/Worst Time Periods Portfolio Return Solvency Score 92.60 99.82 Distance to Default 92.60 99.82 0.00 6.07 0.00 0.00 3 Months 1 Year 3 Years 4.53 17.09 8.15 0.40 3.16 -13.87 1.14 1.23 -1.18 2.82 — 18.40 1.58 0.34 15.95 6.92 — Best % — Worst % — 13.11 ( Nov 2010-Jan 2011 ) -13.69 ( Jun 2008-Aug 2008 ) — 24.87 ( Sep 2010-Aug 2011 ) -27.51 ( Mar 2008-Feb 2009 ) 8.94 ( Sep 2008-Aug 2011 ) -8.77 ( Mar 2006-Feb 2009 ) Yield % Portfolio Yield ( 09-30-2011 ) 0.00 0.00 0.00 0.00 0.00 12-Month Yield 3.77 Performance Disclosure The performance data quoted represents past performance and does not guarantee future results. The investment return and principal value of an investment will ﬂuctuate thus an investor's shares, when redeemed,®may be worth more or less than their original cost. Current performance may be lower or higher than return data quoted herein. For performance data current to the most recent month-end, please visit http://advisor.morningstar.com/familyinfo.asp. ß See Disclosure Page for Standardized Returns. Holdings 09-30-2011 Analyst Research Center Defined Contribution Top 5 holdings out of 6 Symbol Type Holding Value $ % Assets 1st Capital Bank Ca (USD) Baird Aggregate Bond Inst (USD) Aberdeen China Opportunities C (USD) 3 to 1 Diversiﬁed Equity (USD) Bridgeway Omni Tax-Managed Sm-Cp Val N (USD) FISB BAGIX GOPCX FMREX BOTSX ST MF MF MF MF 8,125 6,474 535 473 74 51.77 41.25 3.41 3.01 0.47 *Full return history is not available for all securities. Please see Return Participation disclosure. ©2011 Morningstar. All Rights Reserved. The information, data, analyses and opinions contained herein (1) include the conﬁdential and proprietary information of Morningstar, (2) may not be copied or redistributed, (3) do not constitute investment advice offered by Morningstar, (4) are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and (5) are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. This report is supplemental sales literature. If applicable it must be preceded or accompanied by a prospectus, or equivalent, and disclosure statement. holdings-based approach to analyzing multiinvestment portfolios. Not only do Advisor Workstation’s FINRA-reviewed reports reinforce an advisor’s expertise, but clients also recognize them as the industry standard for communicating investment analyses and recommendations. Advisor Workstation’s intuitive interface helps advisors balance multiple tasks so they can spend more time with clients and prospects. Advisors have the flexibility to arrange their workspace, making it easy to work smarter and more efficiently. 33 ß ® http://global.morningstar.com

Table of Contents for the Digital Edition of Morningstar 2011/2012

Morningstar 2011/2012
Table of Contents
Commonwealth Financial Network
The Hartford
ING
Transamerica
Institutional Software
Custom Software and Services
Investment Data, Market Data, and Indexes
Fund, Stock, and Credit Research
Advisory, Retirement, and Portfolio Management Services
Independent Advisor Software and Services
Financial Communications
Investor Websites and Publications

Morningstar 2011/2012

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